{"product_id":"a-spenders-guide-to-saving-r-m-mitchell-9798656325929","title":"A Spender's Guide to Saving: How People Across the World Are Using These Modern Methods to Save Money, Increase Wealth \u0026 Achieve Financial Freedom","description":"\u003cb\u003eHow to achieve financial stability, without working overtime, even if you're drowning in debt\u003c\/b\u003e \u003cp\u003eAre you kept up at night worrying about your finances? Wondering how you're going to make that paycheck stretch over the entire month?\u003c\/p\u003e \u003cp\u003eAmerica's Debt Help Organization estimates that 87% of people aged 36 to 44 are in debt. Even more shockingly, though, the average personal debt in December 2018 for this age group was $135,768.\u003c\/p\u003e \u003cp\u003eAt some point in their life, almost every adult has questioned where they will find a down payment for their house, or how they will finance their children's college tuition.\u003c\/p\u003e \u003cp\u003eHowever, what's even more frightening are the situations that we cannot predict. If there is one thing that people have learned from the COVID-19 pandemic, it's that we can never fully predict what is going to happen. In December 2019, who would have predicted that only a few months later, millions of people across the world would lose their jobs? For that exact reason, having savings to catch you when you fall is absolutely essential.\u003c\/p\u003e \u003cp\u003eThe thought of reducing your spending to achieve a financial goal can be overwhelming. Therefore, A Spender's Guide to Saving will teach you the simple steps you need to know in order to put an end to the sleepless nights.\u003c\/p\u003e \u003cp\u003e\u003cb\u003eIn A Spender's Guide to Saving, you'll discover: \u003c\/b\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\u003cb\u003eThe psychological reasons behind why we spend, save and accrue debt\u003c\/b\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cb\u003eThe quickest and most effective ways to pay off your debt\u003c\/b\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cb\u003eHow to keep credit as your best friend rather than your worst enemy\u003c\/b\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cb\u003eThe most effective tools for tracking your spending\u003c\/b\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cb\u003eWhy you aren't currently making your money go as far as it can\u003c\/b\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cb\u003eThe best action to take with the money that you have saved\u003c\/b\u003e\u003c\/li\u003e \u003cli\u003e\u003cb\u003eThree detrimental mistakes that people make when trying to save\u003c\/b\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cb\u003eThe safest investment options for new investors\u003c\/b\u003e\u003c\/li\u003e\n\u003c\/ul\u003e \u003cp\u003eThe most common reason for failure when trying to save comes from a lack of enthusiasm. When people aren't spoon-fed the specific answers to their financial problems, they feel that it is easier to remain in their unfavorable situation.\u003c\/p\u003e \u003cp\u003eIn the UK alone, 39% of adults do not feel confident managing their money. This is because it is not a skill that we are taught from a young age and, therefore, the burden falls upon us to educate ourselves.\u003c\/p\u003e \u003cp\u003eWhen I tried to set up my very first business with my brother, we failed miserably because we were completely uneducated about the importance of cash flow. Now, I have been a personal finance coach for almost ten years and have driven many clients to financial stability.\u003c\/p\u003e \u003cp\u003eSo, even if you are drowning in debt and don't know a thing about personal finance, you can become the perfect saver.\u003c\/p\u003e \u003cb\u003eIf you're committed to achieving the financial goals you set for yourself and ready to leave the sleepless nights behind, scroll up and click the \"add to cart\" button now!\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e R. M. Mitchell\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798656325929\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 06\/23\/2020\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 188\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.46lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 7.99h x 5.00w x 0.43d","brand":"R. M. Mitchell","offers":[{"title":"Paperback","offer_id":48588288852223,"sku":"9798656325929","price":14.99,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/a-spenders-guide-to-saving-r-m-mitchell-9798656325929","provider":"WR Book House","version":"1.0","type":"link"}