{"product_id":"adjust-your-sails-david-muzoz-9798266387577","title":"Adjust Your Sails: A Christian Guide to Personal Finance, Budgeting, and Financial Freedom Through Biblical Wisdom","description":"\u003cp\u003e\u003cb\u003eAdjust Your Sails: A Christian Guide to Personal Finance, Budgeting, and Financial Freedom Through Biblical Wisdom\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eDo you ever feel like your money disappears before the month is over? Are you living paycheck to paycheck, overwhelmed by debt, or simply unsure where your money is going? You are not alone-and there is hope.\u003c\/p\u003e\u003cp\u003eThis practical workbook combines timeless \u003cb\u003eBiblical wisdom\u003c\/b\u003e with step-by-step financial tools to help you regain control of your money and your future. Written in a clear, friendly, and conversational style, it guides you through the essential principles of Christian stewardship while giving you simple exercises that you can apply immediately.\u003c\/p\u003e\u003cp\u003eThe Bible has much to say about money: how to earn it honestly, how to manage it wisely, how to avoid the trap of debt, and how to give generously. But knowing the verses is not enough-you need a plan. This book will help you create that plan and walk it out one small step at a time.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eInside this book, you will discover: \u003c\/b\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\u003cp\u003eHow to see yourself not as the owner of your money, but as a faithful steward of what God has entrusted to you.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eHow to calculate your true monthly income-even if you are self-employed or your income changes every month.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eHow to build a realistic budget that reflects your faith, values, and priorities.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eHow to separate needs from wants so you can stop overspending and start saving.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eHow to break free from debt using Biblical principles and practical strategies.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eWhy saving and investing are acts of wisdom, not greed.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eHow generosity and giving can transform not only your finances but your entire outlook on life.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eHow to apply Christian values to entrepreneurship, business, and family finances.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eThe \u003cb\u003ethree pillars of any successful venture\u003c\/b\u003e-pray for your enterprise, sacrifice for your enterprise, and work on your enterprise-and how to live them daily.\u003c\/p\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eUnlike other finance books, this is not just theory. Each chapter includes \u003cb\u003eexercises, tables, and reflection prompts\u003c\/b\u003e to help you apply what you learn. You will fill in your income, create your first monthly budget, list your debts, set realistic goals, and define clear action steps. By the end, you will have not only read a book but built a personal roadmap toward financial peace and freedom.\u003c\/p\u003e\u003cp\u003eLife is like a sailboat. You cannot control the wind, but you can adjust your sails. Whether you have faced bankruptcy, job loss, unexpected expenses, or inherited debt, your past does not define your future. What matters is how you adjust today to move toward the destination God has prepared for you.\u003c\/p\u003e\u003cp\u003eThis book is written for everyone: young adults just starting out, families managing household budgets, and entrepreneurs who want to honor God in their businesses. If you want to bring order to your finances, live with purpose, and experience the peace that comes from walking in God's plan, this book is for you.\u003c\/p\u003e\u003cp\u003e\u003cb\u003ePerfect for readers who are looking for: \u003c\/b\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\u003cp\u003eChristian personal finance resources\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eStep-by-step budgeting guides\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eWorkbooks with practical exercises\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eBiblical wisdom applied to everyday money decisions\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eA clear path toward financial freedom\u003c\/p\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eTake the first step today. Write your vision, adjust your sails, and set out on a journey toward financial peace, abundance, and purpose.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eLong live Christ the King!\u003c\/b\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e David Muñoz\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798266387577\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 09\/20\/2025\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 104\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.29lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 8.50h x 5.50w x 0.22d","brand":"David Muñoz","offers":[{"title":"Paperback","offer_id":48623515140351,"sku":"9798266387577","price":7.35,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/adjust-your-sails-david-muzoz-9798266387577","provider":"WR Book House","version":"1.0","type":"link"}