{"product_id":"application-of-ai-in-credit-bohdan-popovych-9783658401795","title":"Application of AI in Credit Scoring Modeling","description":"The scope of this study is to investigate the capability of AI methods to accurately detect and predict credit risks based on retail borrowers' features. The comparison of logistic regression, decision tree, and random forest showed that machine learning methods are able to predict credit defaults of individuals more accurately than the logit model. Furthermore, it was demonstrated how random forest and decision tree models were more sensitive in detecting default borrowers.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Bohdan Popovych\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 3658401796\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9783658401795\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Springer Gabler\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 12\/08\/2022\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 83\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.31lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 8.27h x 5.83w x 0.24d","brand":"Bohdan Popovych","offers":[{"title":"Paperback","offer_id":44149053980927,"sku":"9783658401795","price":99.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_831c4f8d-910a-4dce-b637-9e9f5dca027b.jpg?v=1688454637","url":"https:\/\/www.whiterainbookhouse.com\/products\/application-of-ai-in-credit-bohdan-popovych-9783658401795","provider":"WR Book House","version":"1.0","type":"link"}