{"product_id":"bait-and-switch-robert-h-scott-iii-9783031463747","title":"Bait and Switch: How Student Loan Debt Stifles Social Mobility","description":"\u003cp\u003eThis book traces how the student loan system has created insurmountable student debt traps for millions of student borrowers contrary to its original purpose of promoting social mobility. Today, approximately 45 million Americans hold over $1.7 trillion in student loan debt, with over 20% of borrowers in default. Student loan debt has the greatest negative impact of wealth-poor students, with Black and first-generation students less likely to attain a college degree, more likely to default on student loan debt, and less likely to gain the same type of wage premium from their college degrees than white student loan borrowers. The book also offers a wide range of policy solutions for remedying the student loan debt crisis.\u003c\/p\u003e\u003cbr\u003e\u003cp\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Robert H. Scott III, Joseph N. Patten, Kenneth Mitchell\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 3031463749\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9783031463747\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Palgrave MacMillan\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 11\/09\/2023\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 134\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Hardcover\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.73lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 8.27h x 5.83w x 0.38d","brand":"Robert H. Scott III","offers":[{"title":"Hardcover","offer_id":44540424061183,"sku":"9783031463747","price":44.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_df5aec06-bbe4-4cd7-93f9-48a220a48cdb.jpg?v=1700587821","url":"https:\/\/www.whiterainbookhouse.com\/products\/bait-and-switch-robert-h-scott-iii-9783031463747","provider":"WR Book House","version":"1.0","type":"link"}