{"product_id":"banking-as-a-service-jason-mikula-9781398617902","title":"Banking as a Service: Opportunities, Challenges, and Risks of New Banking Business Models","description":"\u003cp\u003e\u003cb\u003eThis book provides a comprehensive look at banking-as-a-service (Baas), equipping readers with an understanding of the origins, evolution, future and applications of BaaS and the key differences across global markets.\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eBaaS is a game changer in the financial services sector, radically transforming both how consumers experience financial products and the business models delivering them. \u003cb\u003e\u003ci\u003eBanking as a Service\u003c\/i\u003e\u003c\/b\u003e cuts through the hype to provide a measured overview of BaaS, helping readers to demystify a complex evolving field and understand its key opportunities, challenges and risks. It provides a framework for understanding where BaaS came from, how BaaS changes the economics and business models of banking products and services, its impact on key stakeholders, and its key regulatory implications. \u003cp\u003e\u003c\/p\u003e \u003cb\u003e\u003ci\u003eBanking as a Service\u003c\/i\u003e\u003c\/b\u003e explains how business and operating models work, exploring different models such as interchange, deposit gathering, loan origination-to-distribute, legacy, API-first, own licence, match-making and bank service providers and offers a framework for thinking about whether or not they're sustainable. It explores how BaaS operating and business models compare in different global territories and is supported by real-world examples and cases profiling organizations such as Blue Ridge Bank, Unit, Synapse, Goldman Sachs, Railsr, Starling, Solaris, Cacao Paycard, QNB, OnePipe, Airwallex, Nium and Pomelo. It also explains the differences between BaaS, embedded finance and open banking.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Jason Mikula\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1398617903\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781398617902\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Kogan Page\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 12\/31\/2024\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 264\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Hardcover\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 1.21lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.21h x 6.14w x 0.63d","brand":"Jason Mikula","offers":[{"title":"Hardcover","offer_id":46489409749247,"sku":"9781398617902","price":134.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_73c480cc-fff4-4286-a034-23beee99cd75.jpg?v=1736953473","url":"https:\/\/www.whiterainbookhouse.com\/products\/banking-as-a-service-jason-mikula-9781398617902","provider":"WR Book House","version":"1.0","type":"link"}