{"product_id":"broke-no-more-sam-creations-9798188624729","title":"Broke No More: Gen Z \u0026 Millennials - The Illustrated Step-by-Step \u0026 Practical Guide To Your Financial Freedom","description":"\u003cp\u003eARE YOU TIRED OF LIVING PAYCHECK TO PAYCHECK AND AIMING FOR A DEBT FREE LIFE RIGHT FROM START OF YOUR FIRST JOB?\u003cbr\u003eThen this books is for you, focussed on US GenZ \u0026amp; MIllennials money management.\u003c\/p\u003e\u003cp\u003e\"You're not bad with money. Nobody ever showed you how.This changes today.\"\u003c\/p\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003cp\u003eWHAT THIS BOOK IS\u003c\/p\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003cp\u003eBroke No More is the educational, illustrated and practical guide to financial freedom that should have been taught in every school, every home, and every first job orientation - but wasn't.\u003c\/p\u003e\u003cp\u003eWritten specifically for Gen Z and millennials navigating rising rents, student loans, credit card debt, and a financial system that came with no instruction manual.\u003c\/p\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003cp\u003eWHAT'S INSIDE\u003c\/p\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003col\u003e\n\u003cli\u003e12 Step-by-Step Chapters\u003c\/li\u003e\n\u003cli\u003e14 Practical Exercises\u003c\/li\u003e\n\u003cli\u003eThe 50\/40\/10 Budget Reset\u003c\/li\u003e\n\u003cli\u003eThe Automation Waterfall System\u003c\/li\u003e\n\u003cli\u003eDebt Payoff Sequence\u003c\/li\u003e\n\u003cli\u003eEmergency Fund 3-Tier Ladder\u003c\/li\u003e\n\u003cli\u003eInvesting Basics for Beginners\u003c\/li\u003e\n\u003cli\u003eSide Hustle Framework\u003c\/li\u003e\n\u003cli\u003eInsurance Gap Audit\u003c\/li\u003e\n\u003cli\u003eComplete 90-Day Action Plan\u003c\/li\u003e\n\u003cli\u003eVerified 2026 US Financial Data\u003c\/li\u003e\n\u003cli\u003ePlain-English Glossary\u003c\/li\u003e\n\u003cli\u003eFull US Resource Directory\u003c\/li\u003e\n\u003c\/ol\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003cp\u003eTHIS BOOK IS FOR YOU IF...\u003c\/p\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eYou live paycheck to paycheck despite working hard\u003c\/li\u003e\n\u003cli\u003eYou have credit card debt that never seems to go down\u003c\/li\u003e\n\u003cli\u003eYou know you should be saving but never seem to manage it\u003c\/li\u003e\n\u003cli\u003eBudgets never seem to work for you\u003c\/li\u003e\n\u003cli\u003eYou want to start investing but don't know where to begin\u003c\/li\u003e\n\u003cli\u003eNobody ever taught you the real rules of money\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003cp\u003eWHAT MAKES THIS DIFFERENT\u003c\/p\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003cp\u003eMost personal finance books are written for people who are already financially stable. This one is written for people who are starting from scratch -with real numbers, real tools, and a real 90-day plan.\u003c\/p\u003e\u003cp\u003eWritten by an author with decades of experience in Finance, Banking and Technology - across retail banking, financial technology and digital payments.\u003c\/p\u003e\u003cp\u003eThis is not theory. This is experience - distilled into action.\u003c\/p\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003cp\u003eVERIFIED 2026 FIGURES\u003c\/p\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003col\u003e\n\u003cli\u003e401(k) limit: $24,500\u003c\/li\u003e\n\u003cli\u003eRoth IRA limit: $7,500\u003c\/li\u003e\n\u003cli\u003eHSA limits updated\u003c\/li\u003e\n\u003cli\u003eCurrent credit card APR: 23.79%\u003c\/li\u003e\n\u003cli\u003eCurrent HYSA rates included\u003c\/li\u003e\n\u003cli\u003eLatest student loan programs\u003c\/li\u003e\n\u003c\/ol\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003cp\u003eWHAT YOU'LL HAVE IN 90 DAYS\u003c\/p\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eA budget that actually works for your real income\u003c\/li\u003e\n\u003cli\u003eAn emergency fund started and growing automatically\u003c\/li\u003e\n\u003cli\u003eA debt payoff sequence actively running\u003c\/li\u003e\n\u003cli\u003eAn investment account open with your first contribution\u003c\/li\u003e\n\u003cli\u003eComplete insurance coverage\u003c\/li\u003e\n\u003cli\u003eA side hustle assessed or started\u003c\/li\u003e\n\u003cli\u003eA financial identity that says \"I know where my money goes\"\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e─────────────────────────────\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Sam Creations\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798188624729\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 07\/23\/2026\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 296\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.88lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.62d","brand":"Sam Creations","offers":[{"title":"Paperback","offer_id":50665993863423,"sku":"9798188624729","price":24.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_5e0e9559-74e3-4e6e-a482-01a013b62569.jpg?v=1792015023","url":"https:\/\/www.whiterainbookhouse.com\/products\/broke-no-more-sam-creations-9798188624729","provider":"WR Book House","version":"1.0","type":"link"}