{"product_id":"chapter-13-bankruptcy-cara-oneill-9781413331783","title":"Chapter 13 Bankruptcy: Keep Your Property \u0026 Repay Debts Over Time","description":"\u003cb\u003eStop creditors and get more time to pay.\u003c\/b\u003e\u003cp\u003e\u003cb\u003e\u003c\/b\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cbr\u003eFiling for Chapter 13 bankruptcy stops creditors, lawsuits, wage garnishments, bank levies, and other collection actions immediately, giving you time to restructure your debts. Yes, you'll pay into a three- or five-year repayment plan in Chapter 13. But your money will go toward the debts that matter most--like your mortgage, car loan, support obligations, and taxes. Remaining debts, such as credit card, medical, and utility bills, usually receive only a fraction of what you owe.\u003cbr\u003e\u003cp\u003e\u003c\/p\u003e\u003cbr\u003eAlso, Chapter 13 offers unique debt solutions not available in Chapter 7, sometimes making Chapter 13 the better choice even for those who qualify for Chapter 7. For instance, only in Chapter 13 can filers do the following: \u003cbr\u003e\u003cp\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cbr\u003e\u003cli\u003e\tkeep all property\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003e\tavoid foreclosure and vehicle repossession\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003e\tpay the fair market value for a car, and\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003e\tin some cases, eliminate a junior mortgage loan.\u003cbr\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cbr\u003eThis plain-English Chapter 13 guide covers the Chapter 13 process from start to finish, explaining how to determine if you qualify for Chapter 13, what's required to catch up on your mortgage and keep your home, and how to rebuild your credit after bankruptcy. You'll also learn more about the following: \u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cbr\u003e\u003cli\u003e\thow much you'll pay in a repayment plan \u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003e\twhich debts get erased when the case ends, and\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003e\thow to find and hire the right lawyer\u003cbr\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\u003cbr\u003eThe revised edition explains where to find legal updates, bankruptcy forms, and state-specific information.\u003cbr\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Cara O'Neill\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1413331785\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781413331783\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e NOLO\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 06\/25\/2024\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 320\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback","brand":"Cara O'Neill","offers":[{"title":"Paperback","offer_id":44717822181631,"sku":"9781413331783","price":39.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_26aaaa76-99bf-41e9-8127-81fb604b0b51.jpg?v=1705689549","url":"https:\/\/www.whiterainbookhouse.com\/products\/chapter-13-bankruptcy-cara-oneill-9781413331783","provider":"WR Book House","version":"1.0","type":"link"}