{"product_id":"classifying-applicants-for-fair-lending-jason-dietrich-9781505375619","title":"Classifying Applicants for Fair Lending Analyses: What Do the Data Have to Say?","description":"Testing for discrimination in mortgage lending requires classifying consumers into treatment groups and control groups. Although this may seem like a straightforward task, it is actually quite complicated. Home Mortgage Disclosure Act (HMDA) data, the primary source of data for these analyses, contain information on the ethnicity, race, and gender for both primary and coapplicants. In addition, applicants have the option of reporting up to five races. Using these detailed data to construct the standard groups, such as \"Black,\" \"Hispanic,\" and \"White,\" requires subjective decisions on how to appropriately aggregate applications.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Jason Dietrich\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1505375614\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781505375619\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Createspace Independent Publishing Platform\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 01\/01\/2015\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 74\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.43lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 11.02h x 8.50w x 0.15d","brand":"Jason Dietrich","offers":[{"title":"Paperback","offer_id":48622992457983,"sku":"9781505375619","price":15.99,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/classifying-applicants-for-fair-lending-jason-dietrich-9781505375619","provider":"WR Book House","version":"1.0","type":"link"}