{"product_id":"college-debt-and-the-american-robert-gordon-spencer-9798264499876","title":"College Debt and the American Dream: What Students Deserve to Know Before Signing Up","description":"\u003cp\u003eAt eighteen years old, most students are asked to make one of the largest financial decisions of their lives.\u003c\/p\u003e\u003cp\u003eThey sign.\u003c\/p\u003e\u003cp\u003eThey enroll.\u003c\/p\u003e\u003cp\u003eThey borrow.\u003c\/p\u003e\u003cp\u003eAnd only later do they fully understand what that signature means.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eCollege Debt and the American Dream\u003c\/b\u003e is not an argument against college. It is a call for clarity.\u003c\/p\u003e\u003cp\u003eDrawing on years of experience working inside higher education as an admissions counselor, Director of Student Services, and Director of Career Services, Robert Gordon Spencer offers an honest, balanced look at what students and families deserve to know before committing to student loans.\u003c\/p\u003e\u003cp\u003eThis book explores: \u003c\/p\u003e\u003cp\u003e- What college really costs beyond tuition\u003cbr\u003e- How student loans actually work\u003cbr\u003e- Why some degrees lead to strong hiring markets - and others struggle\u003cbr\u003e- What happens when majors change or plans shift\u003cbr\u003e- How trade careers, military service, and alternative paths compare over time\u003cbr\u003e- The long-term impact of debt on flexibility, family, and freedom\u003c\/p\u003e\u003cp\u003eThrough real-world examples, practical breakdowns, and clear reflection questions, this guide helps students and parents slow down the decision-making process - without discouraging ambition.\u003c\/p\u003e\u003cp\u003eCollege can open doors.\u003c\/p\u003e\u003cp\u003eDebt can close options.\u003c\/p\u003e\u003cp\u003eThe difference is understanding the numbers before you sign.\u003c\/p\u003e\u003cp\u003eIf you are a student preparing for adulthood, a parent helping guide the decision, or a mentor who wants to offer wise counsel, this book provides a calm, informed framework for one of life's most significant commitments.\u003c\/p\u003e\u003cp\u003eClarity is not fear.\u003c\/p\u003e\u003cp\u003eIt is strength.\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Robert Gordon Spencer\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798264499876\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 02\/22\/2026\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 114\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.36lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.24d","brand":"Robert Gordon Spencer","offers":[{"title":"Paperback","offer_id":48997502091519,"sku":"9798264499876","price":10.99,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/college-debt-and-the-american-robert-gordon-spencer-9798264499876","provider":"WR Book House","version":"1.0","type":"link"}