{"product_id":"consumer-credit-alexander-hill-smith-9780367738556","title":"Consumer Credit: Law and Practice","description":"\u003cp\u003eThe field of consumer credit law has undergone major and fundamental change in the recent past, due in part to the regulation since 1 April 2014 of consumer credit by the Financial Conduct Authority, and this book provides a clear and complete guide to this difficult area of law.\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cp\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cp\u003eFully updated for the second edition, the author considers new developments including: \u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cp\u003ethe new authorisation process under the Financial Services and Markets Act 2000, including the interim permission regime, and its consequences; the new regime for financial promotions as applied to credit and hire advertising; the new rules controlling high cost short term lending and peer to peer lending; the new provisions of the recently released Consumer Credit Sourcebook (CONC); the new requirements governing mortgage lending as contained in MCOB; the requirements for distance selling and off-premises contracts as applied to consumer credit and consumer hire including the impact of the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013; the jurisdiction of the financial ombudsman service on consumer credit. Also considered is the recent case law on the powerful unfair relationships jurisdiction. \u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cp\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cp\u003eThis comprehensive and practical guide is essential reading for legal practitioners, finance houses, credit reference agencies and retail organisations.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Alexander Hill-Smith\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 0367738554\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9780367738556\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Informa Law from Routledge\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 12\/18\/2020\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 442\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 1.36lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.21h x 6.14w x 0.90d\u003c\/p\u003e","brand":"Alexander Hill-Smith","offers":[{"title":"Paperback","offer_id":43943679656191,"sku":"9780367738556","price":140.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/products\/img_5380f72c-fbfc-42f7-9695-b24cd47abe83.jpg?v=1681499451","url":"https:\/\/www.whiterainbookhouse.com\/products\/consumer-credit-alexander-hill-smith-9780367738556","provider":"WR Book House","version":"1.0","type":"link"}