{"product_id":"consumer-debt-and-social-exclusion-hans-w-micklitz-9781472449030","title":"Consumer Debt and Social Exclusion in Europe","description":"This book analyses the dichotomy between the goal of social inclusion and the effect of social exclusion through over-indebtedness since 2008 in Europe. Filling a vital gap in the current literature on the effects of the financial and economic crisis, this volume puts into context academic discussion with the real-life dimension of over-indebtedness. Reports from six European countries provide socio-economic and legal information on over-indebtedness as well as the regulatory and judicial responses to the problems entailed by over-indebtedness. They form the empirical background for five analyses of different aspects of the inclusion-exclusion dichotomy. It becomes clear that in the context of credit expansion, individual over-indebtedness has turned into a social issue, which the current design of the consumer credit and mortgage system in Europe has helped to produce while disregarding the consequential danger of social exclusion.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Hans-W Micklitz,Irina Domurath\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1472449037\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781472449030\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Routledge\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 06\/28\/2015\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 264\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Hardcover","brand":"Hans-W Micklitz","offers":[{"title":"Hardcover","offer_id":48088338956543,"sku":"9781472449030","price":190.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_35ad10c5-02b9-4e0e-99ff-55064cbbc8f5.jpg?v=1769104308","url":"https:\/\/www.whiterainbookhouse.com\/products\/consumer-debt-and-social-exclusion-hans-w-micklitz-9781472449030","provider":"WR Book House","version":"1.0","type":"link"}