{"product_id":"credit-rating-agencies-in-india-sahid-9798343251418","title":"Credit Rating Agencies in India: Empowering investors through reliable credit ratings for financial stability and growth","description":"\u003cp\u003eCredit rating agencies assess the creditworthiness of individuals, companies, and even entire countries. Their impact extends beyond lending decisions, influencing borrowers, investors, and the financial landscape. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eCredit ratings are like financial report cards. They evaluate how likely someone (or something) is to repay borrowed money. Whether it's an individual, a large corporation, or a government, these ratings delve into their financial health, payment history, and the economic context. Lenders and investors rely on these ratings to make informed decisions. \u003cp\u003e\u003c\/p\u003eIn India, specialized agencies such as CRISIL, ICRA, CARE, ONICRA, and SMERA assign credit ratings based on factors like financial health, payment history, and prevailing economic conditions. A higher credit rating implies lower default risk, making it easier for borrowers to access favorable loan terms. Conversely, a lower rating suggests higher risk and may lead to difficulties in securing loans. \u003cp\u003e\u003c\/p\u003eCredit rating agencies evaluate the creditworthiness of borrowers-individuals, companies, governments, or other entities. They consider both financial and non-financial factors to assign credit ratings, ranging from AAA (highest credit quality) to D (default). These ratings guide lenders and investors, helping them assess the risk associated with lending money to specific borrowers.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Sahid\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798343251418\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 10\/15\/2024\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 26\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.11lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.05d","brand":"Sahid","offers":[{"title":"Paperback","offer_id":48588448989439,"sku":"9798343251418","price":8.8,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/credit-rating-agencies-in-india-sahid-9798343251418","provider":"WR Book House","version":"1.0","type":"link"}