{"product_id":"dodd-frank-act-government-accountability-office-9781492288862","title":"DODD-Frank Act: Hybrid Capital Instruments and Small Institutional Access to Capital","description":"Capital reassures an institution's depositors, creditors, and counterparties that unanticipated losses or decreased earnings will not impair a financial institution's ability to repay its creditors or protect the savings of depositors. In general, capital represents the share of an institution's assets with no obligation for repayment, although this condition varies for less traditional forms of capital such as some hybrid instruments. Because capital generally does not have to be repaid, it can serve as a buffer against declines in asset values without subjecting an institution to default or insolvency.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Government Accountability Office\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1492288861\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781492288862\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Createspace Independent Publishing Platform\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 09\/04\/2013\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 88\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.50lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 11.00h x 8.50w x 0.18d","brand":"Government Accountability Office","offers":[{"title":"Paperback","offer_id":48622671069439,"sku":"9781492288862","price":15.99,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/dodd-frank-act-government-accountability-office-9781492288862","provider":"WR Book House","version":"1.0","type":"link"}