{"product_id":"fair-lending-analysis-of-mortgage-office-of-the-comptroller-of-the-currenc-9781505375756","title":"Fair Lending Analysis of Mortgage Pricing: Does Underwriting Matter?","description":"This paper focuses on potential interaction between the mortgage underwriting and pricing decisions for fair lending analysis of mortgage pricing. We argue that the loan approval or denial decision determines the loan origination population and therefore the underwriting policies might affect the fair lending assessment of the subsequent pricing decisions. The paper also finds that sample selection bias test and estimation are subject to omitted variables and recommends the study of banks' lending policies to better incorporate the decision-making process in fair lending analysis.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Office of the Comptroller of the Currenc\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1505375754\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781505375756\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Createspace Independent Publishing Platform\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 01\/01\/2015\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 32\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.22lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 11.02h x 8.50w x 0.07d","brand":"Office of the Comptroller of the Currenc","offers":[{"title":"Paperback","offer_id":48622992392447,"sku":"9781505375756","price":15.99,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/fair-lending-analysis-of-mortgage-office-of-the-comptroller-of-the-currenc-9781505375756","provider":"WR Book House","version":"1.0","type":"link"}