{"product_id":"financial-terms-dictionary-laws-wesley-crowder-9781521730232","title":"Financial Terms Dictionary - Laws \u0026 Regulations Explained","description":"\u003cb\u003eMake Better Financial Decisions - Understand Financial Laws \u0026amp; Regulation\u003c\/b\u003e\u003cbr\u003e This practical financial dictionary for Laws \u0026amp; Regulation terms helps you understand and comprehend most common Laws \u0026amp; Regulation lingo. It was written with an emphasis to quickly grasp the context without using jargon. Each of the 244 Laws \u0026amp; Regulation term is explained in detail and also gives practical examples. \u003cp\u003e\u003c\/p\u003e It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. \u003cp\u003e\u003c\/p\u003e \u003cb\u003eMost Popular Financial Laws \u0026amp; Regulations\u003c\/b\u003e\u003cbr\u003e This book is useful if you are new to business and finance. It includes most laws \u0026amp; regulations for businesses, investors and entrepreneurs. It also covers the lingo that was introduced in the financial crisis of 2008 until 2017. With the alphabetical order it makes it quick and easy to find what you are looking for. \u003cp\u003e\u003c\/p\u003e \u003cb\u003eFinancial Dictionary Series\u003c\/b\u003e\u003cbr\u003e Additional financial dictionaries are available in this series. Please also check out: Accounting, Banking, Retirement, Corporate Finance, Economics, Investments, Acronyms, Real Estate \u0026amp; Trading. Click on the author name to see them. \u003cp\u003e\u003c\/p\u003e \u003cb\u003eExample: What is a Promissory Note?\u003c\/b\u003e\u003cbr\u003e Promissory notes are negotiable instruments that are called notes payable in accounting circles. In such promissory notes, an issuer writes an unlimited promise that he or she will pay a certain amount of money to the payee. This can be set up either on demand of the payee, or at a pre arranged future point in time. Specific terms are always arranged for the repayment of the debt in the promissory note. \u003cp\u003e\u003c\/p\u003e Promissory notes are somewhat like IOU's and yet quite different. Unlike an IOU that only agrees that there is a debt in question, promissory notes are made up of a particular promise to pay the debt. In conversational vernacular, loan contract, loan agreement, or loan are often utilized in place of promissory note, even though such terms do not mean the same things legally. While a promissory note does provide proof of a loan in existence, it is not the loan contract. A loan contract instead has all of the conditions and terms of the particular loan arrangement within it. \u003cp\u003e\u003c\/p\u003e Promissory notes contain a variety of term elements in them. Among these are the amount of principal, the rate of interest, the parties involved, the repayment terms, the date, and the date of maturity. From time to time, provisions may be included pertaining to the payee's rights should the issuer default. These rights could include the ability to foreclose on the issuer's assets. \u003cp\u003e\u003c\/p\u003e A particular type of promissory note is a Demand Promissory note. This specific kind does not come with an exact date of maturity. Instead, it is due when the lender demands repayment. Generally, in these cases lenders only allow several days advance notice before the payment must be made. \u003cp\u003e\u003c\/p\u003e Within the U.S., the Article 3 of the Uniform Commercial Code regulates most promissory notes. These negotiable forms of promissory notes are heavily used along with other documents in mortgages that involve financing purchases of real estate properties. When people make loans in between each other, the making and signing of promissory notes are commonly critical for the purposes of record keeping and paying taxes. Businesses also receive capital via the use of promissory notes that are sometimes referred to as commercial papers. These promissory notes became a finance source for the creditors of the firm receiving money. \u003cp\u003e\u003c\/p\u003e \u003cb\u003eNote: \u003c\/b\u003e This example description is shorted due to publish restrictions. Each term is explained with 600 words.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Wesley Crowder, Thomas Herold\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1521730237\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781521730232\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 07\/01\/2017\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 280\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.83lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.59d","brand":"Wesley Crowder","offers":[{"title":"Paperback","offer_id":46489283428607,"sku":"9781521730232","price":13.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_c9d35b4a-06d5-440f-bdbd-56b2f0f57dc4.jpg?v=1736953094","url":"https:\/\/www.whiterainbookhouse.com\/products\/financial-terms-dictionary-laws-wesley-crowder-9781521730232","provider":"WR Book House","version":"1.0","type":"link"}