{"product_id":"identity-theft-red-flags-and-the-law-library-9781727794410","title":"Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit Transactions Act of 2003 (US Federal Reserve System Regulation)","description":"Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit Transactions Act of 2003 (US Federal Reserve System Regulation) (FRS) (2018 Edition) The Law Library presents the complete text of the Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit Transactions Act of 2003 (US Federal Reserve System Regulation) (FRS) (2018 Edition). Updated as of May 29, 2018 The OCC, Board, FDIC, OTS, NCUA and FTC (the Agencies) are jointly issuing final rules and guidelines implementing section 114 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) and final rules implementing section 315 of the FACT Act. The rules implementing section 114 require each financial institution or creditor to develop and implement a written Identity Theft Prevention Program (Program) to detect, prevent, and mitigate identity theft in connection with the opening of certain accounts or certain existing accounts. In addition, the Agencies are issuing guidelines to assist financial institutions and creditors in the formulation and maintenance of a Program that satisfies the requirements of the rules. The rules implementing section 114 also require credit and debit card issuers to assess the validity of notifications of changes of address under certain circumstances. Additionally, the Agencies are issuing joint rules under section 315 that provide guidance regarding reasonable policies and procedures that a user of consumer reports must employ when a consumer reporting agency sends the user a notice of address discrepancy. This book contains: - The complete text of the Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit Transactions Act of 2003 (US Federal Reserve System Regulation) (FRS) (2018 Edition) - A table of contents with the page number of each section\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e The Law Library\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1727794419\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781727794410\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Createspace Independent Publishing Platform\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 10\/08\/2018\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 150\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.60lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 10.00h x 7.01w x 0.32d","brand":"The Law Library","offers":[{"title":"Paperback","offer_id":43984212558079,"sku":"9781727794410","price":19.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_96e14d32-1a83-4c98-a38c-5d968c4b10cd.jpg?v=1683271109","url":"https:\/\/www.whiterainbookhouse.com\/products\/identity-theft-red-flags-and-the-law-library-9781727794410","provider":"WR Book House","version":"1.0","type":"link"}