{"product_id":"insuring-the-future-jonathan-boston-9781776923304","title":"Insuring the Future: Reimagining Home Insurance in Aotearoa","description":"As the effects of climate change intensify across Aotearoa New Zealand, securing home insurance is no longer a sure thing. Nor is it always affordable. In this clear-eyed work, public policy expert Jonathan Boston tackles one of the defining policy challenges of climate change: how can residential property insurance remain accessible and affordable as climate-intensified risks escalate? Given New Zealand's distinctive natural hazards profile and numerous at-risk communities, small policy changes won't be enough. Sustainable insurance affordability will require a paradigm shift in risk governance, adaptation planning, and property insurance arrangements. We need fair, collective risk-sharing, vigorous risk avoidance, and serious public investment in risk reduction, including planned relocation where long-term protection is neither cost-effective nor feasible. Navigating the stark realities of climate-intensified risks and implementing effective reforms will be challenging. There are powerful political incentives for procrastination and buck-passing. But delay will be costly; poor policy choices likewise. To enable progress, evidence-informed public debate about policy is vital.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Jonathan Boston\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1776923308\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781776923304\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Te Herenga Waka University Press\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 06\/11\/2026\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 240\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback","brand":"Jonathan Boston","offers":[{"title":"Paperback","offer_id":48659798065407,"sku":"9781776923304","price":22.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_65e03933-561f-4858-bf20-331e473a9a86.jpg?v=1781203341","url":"https:\/\/www.whiterainbookhouse.com\/products\/insuring-the-future-jonathan-boston-9781776923304","provider":"WR Book House","version":"1.0","type":"link"}