{"product_id":"investing-in-human-capital-miguel-palacios-lleras-9780521828406","title":"Investing in Human Capital: A Capital Markets Approach to Student Funding","description":"This study recommends employing \"human capital contracts\" wherein students agree to pay a percentage of their income over time in exchange for funds to finance their education. The main difference between \"human capital contracts\" and loans is the variable value of the payments students make during the repayment period. Their financial consequences, of risk transfer from students to investors and increased information regarding future graduates' earnings, make the contracts an attractive alternative in funding higher education.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Miguel Palacios Lleras\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 0521828406\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9780521828406\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Cambridge University Press\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 03\/11\/2004\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 250\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Hardcover\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 1.15lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 5.80w x 0.90d","brand":"Miguel Palacios Lleras","offers":[{"title":"Hardcover","offer_id":44138404380927,"sku":"9780521828406","price":84.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_9261b03e-c088-43e9-851a-d4cf9d512cbc.jpg?v=1687899479","url":"https:\/\/www.whiterainbookhouse.com\/products\/investing-in-human-capital-miguel-palacios-lleras-9780521828406","provider":"WR Book House","version":"1.0","type":"link"}