{"product_id":"medicare-social-security-christine-ames-9798998893063","title":"Medicare \u0026 Social Security: Turning 65 and Retiring After 65","description":"\u003cp\u003e\u003cb\u003eUpdated for 2026 - now covering BOTH Medicare and Social Security, including the Inflation Reduction Act drug changes (the eliminated donut hole) and the new Social Security Fairness Act of 2025.\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eThe plain-English guide to Medicare \u003ci\u003eand\u003c\/i\u003e Social Security for anyone turning 65 - written by a 20-year industry veteran with no sales pitch attached.\u003c\/p\u003e\u003cp\u003eTurning 65 means two of the biggest decisions of your retirement arrive at the same time: Medicare and Social Security. This edition cuts through the noise and gives you straight answers - Parts A, B, C, and D explained simply, when and how to claim Social Security, the costly mistakes most people make with both, and how the two work together. Read it before you talk to any agent.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eYou'll get clear answers to the most common Medicare questions: \u003c\/b\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eDo you have to enroll in Medicare?\u003c\/li\u003e\n\u003cli\u003eHow do I enroll, and what are the deadlines?\u003c\/li\u003e\n\u003cli\u003eWill I get penalized if I don't sign up on time?\u003c\/li\u003e\n\u003cli\u003eWhat if I'm still working past 65?\u003c\/li\u003e\n\u003cli\u003eHow do I transition from employer coverage to Medicare?\u003c\/li\u003e\n\u003cli\u003eAre my group benefits actually better than Medicare?\u003c\/li\u003e\n\u003cli\u003eWhat about my spouse?\u003c\/li\u003e\n\u003cli\u003eAnd wasn't Medicare supposed to be free?\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cb\u003ePlus the Social Security questions you can't afford to get wrong: \u003c\/b\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eWhen should I claim - at 62, my Full Retirement Age, or 70?\u003c\/li\u003e\n\u003cli\u003eHow much will I lose by claiming early, or gain by waiting?\u003c\/li\u003e\n\u003cli\u003eCan I work and collect Social Security at the same time?\u003c\/li\u003e\n\u003cli\u003eHow do spousal, ex-spousal, and survivor benefits work?\u003c\/li\u003e\n\u003cli\u003eWhat did the 2025 Social Security Fairness Act change for teachers and government workers (the WEP and GPO repeal)?\u003c\/li\u003e\n\u003cli\u003eDo I have to start Social Security to enroll in Medicare?\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cb\u003eWhy this book is different: \u003c\/b\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eWritten for 2026 - covers the Inflation Reduction Act prescription drug changes (the \"donut hole\" was permanently eliminated in January 2025, with a $2,100 out-of-pocket cap in 2026), IRMAA income brackets, and the landmark Social Security Fairness Act of 2025. Books still discussing the old \"donut hole\" are outdated.\u003c\/li\u003e\n\u003cli\u003ePlain English - simple explanations, real-life examples, and easy-to-follow visuals, including a full Social Security claiming example and an employer-benefits worksheet.\u003c\/li\u003e\n\u003cli\u003eThe Social Security chapter was developed with a Registered Social Security Analyst (RSSA) - so the claiming guidance is credentialed, not guesswork.\u003c\/li\u003e\n\u003cli\u003eNo upselling, no pressure, no commission angle. Just the answers - drawn from trusted sources like Medicare.gov, CMS, and the Social Security Administration.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cb\u003eAbout the author\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eChristine Ames has spent 20 years in the Medicare industry, working her way from sales to Senior Vice President. She's helped thousands of people navigate Medicare and Social Security and now puts that same clear, no-nonsense guidance into your hands.\u003c\/p\u003e\u003cp\u003eWhether you're approaching 65, helping a parent, or transitioning out of employer coverage - this is the guide to keep on your nightstand.\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Christine Ames\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798998893063\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Christine Ames LLC\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 07\/18\/2026\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 202\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.61lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.46d","brand":"Christine Ames","offers":[{"title":"Paperback","offer_id":48998011044095,"sku":"9798998893063","price":19.99,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/medicare-social-security-christine-ames-9798998893063","provider":"WR Book House","version":"1.0","type":"link"}