{"product_id":"money-smart-miles-rowan-9798298894517","title":"Money Smart: Budgeting for Beginners: A Simple Step-by-Step Guide to Saving, Managing Debt, and Building Wealth in Your 20s and 30s-Even If You Hate N","description":"\u003cp\u003e\u003cb\u003eDo you feel overwhelmed by money, debt, and savings?\u003c\/b\u003e\u003cbr\u003eYou're not alone. Most people in their 20s and 30s never learned how to budget, manage money, or build wealth-yet these years are the \u003ci\u003eperfect time\u003c\/i\u003e to set yourself up for lifelong financial success.\u003c\/p\u003e\u003cp\u003e\u003ci\u003eMoney Smart: Budgeting for Beginners\u003c\/i\u003e is your \u003cb\u003esimple, step-by-step guide to saving, managing debt, and building wealth-even if you hate numbers.\u003c\/b\u003e This beginner-friendly book takes the stress out of personal finance by showing you exactly what to do, why it works, and how to stick with it.\u003c\/p\u003eIn this practical money guide, you'll learn how to: \u003cul\u003e\n\u003cli\u003e\u003cp\u003e\u003cb\u003eBudget for beginners: \u003c\/b\u003e create a plan you'll actually use without giving up everything you enjoy.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003e\u003cb\u003eSave money even on a low income: \u003c\/b\u003e proven strategies that work in real life, not just on paper.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003e\u003cb\u003eManage and pay off debt: \u003c\/b\u003e reduce stress, cut interest, and free yourself faster than you thought possible.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003e\u003cb\u003eBuild wealth in your 20s and 30s: \u003c\/b\u003e simple beginner investing tips to start growing your future today.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003e\u003cb\u003eMaster money management skills: \u003c\/b\u003e gain confidence with everyday financial decisions and avoid common mistakes.\u003c\/p\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eWhether your goal is \u003cb\u003efinancial independence, saving for travel, paying off student loans, or just having more breathing room every month\u003c\/b\u003e, this book gives you the tools to make it happen-without spreadsheets, overwhelm, or financial jargon.\u003c\/p\u003eWho is this book for?\u003cp\u003e✔️ Beginners who want a \u003cb\u003ebudgeting book that's easy to follow\u003c\/b\u003e\u003cbr\u003e✔️ Young adults in their \u003cb\u003e20s and 30s learning personal finance for the first time\u003c\/b\u003e\u003cbr\u003e✔️ Anyone ready to \u003cb\u003esave money, pay off debt, and build wealth\u003c\/b\u003e-no matter their starting point\u003c\/p\u003e\u003cp\u003eStop worrying about money. Start building the confident, independent future you deserve.\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Miles Rowan\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798298894517\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 08\/19\/2025\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 178\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.54lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.38d\u003c\/p\u003e","brand":"Miles Rowan","offers":[{"title":"Paperback","offer_id":47612011118847,"sku":"9798298894517","price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_47bcb58b-838b-4cc0-ab29-01ab7779a20d.jpg?v=1764517582","url":"https:\/\/www.whiterainbookhouse.com\/products\/money-smart-miles-rowan-9798298894517","provider":"WR Book House","version":"1.0","type":"link"}