{"product_id":"optimal-down-payment-kenneth-h-franco-hernandez-9781732286603","title":"Optimal Down Payment: The Long-Term Home Loan Cost and Risk Minimization Model: A Consumer's Guide to Determining an Optimal Down Payment fo","description":"\"\u003ci\u003eOptimal Down Payment\u003c\/i\u003e\" is the first book solely dedicated to helping millions of consumers (both home and investment buyers) determine an optimal down payment on a real estate purchase based on a new and innovative economic theory called the \"Long-Term Home Loan Cost and Risk Minimization Model.\" \u003cp\u003e\u003c\/p\u003eAfter reading this book, readers will learn how to: 1) Determine an affordable home price; 2) Calculate an ideal down payment for a fixed-rate mortgage loan, which maximizes long-term interest-cost savings with the least financial risk; and 3) Develop a low-risk plan for paying off a mortgage early without necessarily having to make additional monthly payments to a mortgage bill. \u003cp\u003e\u003c\/p\u003eThis book is short and concise to help busy home buyers make a well-informed borrowing decision in a short time frame. What's more, it offers great learning material for students studying economics and finance; and professors looking to connect abstract economic concepts to real life applications. \u003cp\u003e\u003c\/p\u003eThe Long-Term Home Loan Cost and Risk Minimization Model was first written and unveiled in this book and is intended to pave a path for greater consumer empowerment.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Kenneth H. Franco-Hernandez\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1732286604\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781732286603\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Kenneth H. Franco-Hernandez\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 06\/22\/2018\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 54\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.28lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 10.00h x 8.00w x 0.11d","brand":"Kenneth H. Franco-Hernandez","offers":[{"title":"Paperback","offer_id":48241447731455,"sku":"9781732286603","price":19.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_d98b5282-8593-4b70-8028-e071370edbc5.jpg?v=1772654456","url":"https:\/\/www.whiterainbookhouse.com\/products\/optimal-down-payment-kenneth-h-franco-hernandez-9781732286603","provider":"WR Book House","version":"1.0","type":"link"}