{"product_id":"personal-finance-for-beginners-krish-parmar-9798278853589","title":"Personal Finance for Beginners: A Practical Guide to Budgeting, Saving, Avoiding Debt, and Smart Spending","description":"\u003cp\u003eManaging money doesn't have to be confusing, stressful, or overwhelming.\u003c\/p\u003e\u003cp\u003e\u003cb\u003ePersonal Finance for Beginners\u003c\/b\u003e is a clear, practical, and easy-to-understand guide designed for anyone who wants to take control of their finances-without complicated jargon or unrealistic advice.\u003c\/p\u003e\u003cp\u003eWhether you're living paycheck to paycheck, struggling to save, trying to get out of debt, or simply looking to make smarter money decisions, this book will help you build strong financial foundations step by step.\u003c\/p\u003e\u003cp\u003eInside this book, you'll learn how to: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\u003cp\u003eCreate a realistic budget you can actually stick to\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eBuild savings and emergency funds, even on a limited income\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eAvoid common debt traps and manage credit responsibly\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eSpend money intentionally without guilt or deprivation\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eUnderstand investing and retirement basics with confidence\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eDevelop lifelong financial habits that support long-term success\u003c\/p\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eThis book focuses on \u003cb\u003ereal-life examples, simple explanations, and actionable strategies\u003c\/b\u003e that beginners can apply immediately. It emphasizes progress over perfection and encourages small, consistent changes that lead to lasting financial improvement.\u003c\/p\u003e\u003cp\u003eYou don't need to be an expert to manage your money well. With the right knowledge and habits, anyone can build financial confidence and security.\u003c\/p\u003e\u003cp\u003eIf you're ready to stop feeling overwhelmed by money and start making informed financial decisions, \u003cb\u003ethis book is your practical starting point\u003c\/b\u003e.\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Krish Parmar\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798278853589\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 12\/15\/2025\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 134\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.42lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.29d","brand":"Krish Parmar","offers":[{"title":"Paperback","offer_id":48066809463039,"sku":"9798278853589","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_f04cbe0d-1818-4c20-baa2-86ee8b486129.jpg?v=1768680663","url":"https:\/\/www.whiterainbookhouse.com\/products\/personal-finance-for-beginners-krish-parmar-9798278853589","provider":"WR Book House","version":"1.0","type":"link"}