{"product_id":"policyholders-reasonable-expectations-yong-qiang-han-9781509900763","title":"Policyholder's Reasonable Expectations","description":"Over the past two decades, protecting contractual parties' reasonable expectations has incrementally gained judicial recognition in English contract law. In contrast, however, the similar 'doctrine' of 'policyholder's reasonable expectations' has been largely rejected in English insurance law. This is injurious, firstly, to both the consumer and business policyholder's reasonable expectations of coverage of particular risks, and, secondly, to consumer policyholder's reasonable expectations of bonuses in with-profits life insurance. To remedy these problems, this book argues for an incremental but definite acceptance of the conception of policyholder's reasonable expectations in English insurance law. It firstly discusses the homogeneity between insurance law and contract law, as well as the role of (reasonable) expectations and their relevance to the emerging duty of good faith in contract law. Secondly, following a review and re-characterisation of the American insurance law 'doctrine' of reasonable expectations, the book addresses the conventional English objections to the reasonable expectations approach in insurance law. In passing, it also rethinks the approach to the protection of policyholder's reasonable expectations of bonuses in with-profits life insurance through a revisit to the (in)famous case \u003ci\u003eEquitable Life Assurance Society v Hyman \u003c\/i\u003e[2000] UKHL 39, particularly to its relevant business and regulatory background.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Yong Qiang Han\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1509900764\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781509900763\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Bloomsbury Publishing PLC\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 11\/03\/2016\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 280\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Hardcover\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 1.30lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.30h x 6.20w x 0.90d","brand":"Yong Qiang Han","offers":[{"title":"Hardcover","offer_id":47001589514495,"sku":"9781509900763","price":130.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_86682f92-37c7-4661-95f3-a12cc63dfa50.jpg?v=1751601526","url":"https:\/\/www.whiterainbookhouse.com\/products\/policyholders-reasonable-expectations-yong-qiang-han-9781509900763","provider":"WR Book House","version":"1.0","type":"link"}