{"product_id":"retirement-income-planning-mark-j-orr-cfp-9781535292788","title":"Retirement Income Planning: The Baby-Boomers 2022 Guide to Maximize Your Income and Make it Last","description":"\u003cp\u003e\u003cb\u003eFULLY UPDATED for the 2024 Tax Laws, Tax Tables, and MORE \u003c\/b\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eIn planning for retirement, \"Income... is the outcome that matters.\" \u003cp\u003e\u003c\/p\u003e \"Income... is the outcome that matters.\" \u003cp\u003e\u003c\/p\u003eTony Robbins, world-famous speaker, motivator, and author of the best-selling book \"MONEY Master the Game,\" wrote that epic sentence. Among other topics, his book stresses the importance of \"setting up a lifetime income plan.\" \u003cp\u003e\u003c\/p\u003eTony is 100% correct, but 75% of retirees do not have a retirement plan at all. Not even a bad plan. \u003cp\u003e\u003c\/p\u003e\u003cb\u003e\"If you fail to plan, you are planning to fail!\"\u003c\/b\u003e―Benjamin Franklin \u003cp\u003e\u003c\/p\u003eIs your current plan to wing it? See how it goes? Hope for the best? \u003cp\u003e\u003c\/p\u003e\u003cb\u003eThere are only two possible doors to go through at retirement.\u003c\/b\u003e\u003cbr\u003eDoor #1 is that your MONEY will outlive you.\u003cbr\u003eDoor #2 is that YOU will outlive your money.\u003cbr\u003eThere is NO 3rd door! \u003cp\u003e\u003c\/p\u003eMy book describes how to form a 30-plus-year monthly cash-flow retirement plan based not on speculation, hopes, or dreams but on as much certainty and predictability as possible. \u003cp\u003e\u003c\/p\u003eI have been a practicing Certified Financial Planner for more than 20 years. I've been building hundreds of easy-to-understand, written retirement income plans for clients across the U.S.A. It is that long and varied professional experience that formed the seeds of my 2nd book. \u003cp\u003e\u003c\/p\u003eThis book is written for people within ten years of retirement OR who are already retired and looking for a better \"plan.\" \u003cp\u003e\u003c\/p\u003eWith lots of educational retirement planning information spread throughout the book, it culminates into 3 example client lifetime income plans that show how combining Social Security, any pensions, investments, and insurance can help you enjoy an increasing lifelong income while reducing the top 5 retirement risks. What are those risks? \u003cp\u003e\u003c\/p\u003e\u003cb\u003eThose\u003c\/b\u003e \u003cb\u003etop 5 retirement risks that too few people are actually planning for are: inflation, stock and bond market risks, rising health care costs, the likelihood of higher taxes, and the granddaddy of them all-living too long.\u003c\/b\u003e \u003cp\u003e\u003c\/p\u003eIt's really all about creating a dependable and increasing lifetime monthly cash flow that gives one true financial freedom and peace of mind\u003cb\u003e-\u003c\/b\u003eduring what could likely be a 30-plus-year retirement. \u003cp\u003e\u003c\/p\u003e\u003cb\u003eRather than \"Asset Allocation,\" which most planners talk about, I devote the bulk of my practice (and writing) to \"Income Allocation\" and \"Strategy Allocation.\"\u003c\/b\u003e \u003cp\u003e\u003c\/p\u003eThese can dramatically reduce the top 5 risks people will face in retirement. \u003cp\u003e\u003c\/p\u003eAgain, it comes down to: \"Income... is the outcome that matters.\" For most Americans, it's the ONLY outcome that matters. \u003cp\u003e\u003c\/p\u003eMy \u003cb\u003e-\u003ci\u003eRetirement Income Planning\u003c\/i\u003e-\u003c\/b\u003e book explains many smart and safe retirement planning strategies and ideas to accomplish that. It covers the bases that you need to know to help avoid making a planning mistake and help make sure that you go through Door #1. \u003cp\u003e\u003c\/p\u003eMany books on this subject are written by writers, not actual practicing financial planners who are taking care of real people with real money and their retirement dreams. \u003cp\u003e\u003c\/p\u003eGet educated on the \"real world\" of retirement income planning from a planner who works in the trenches every day. \u003cp\u003e\u003c\/p\u003e \"If you fail to plan, you are planning to fail!\" \u003cp\u003e\u003c\/p\u003e\u003cb\u003eFULLY updated for 2024, including both the 2024 Tax Tables and Medicare info and the SECURE Act 2.0!\u003c\/b\u003e\u003cp\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Mark J. Orr Cfp\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1535292784\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781535292788\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Createspace Independent Publishing Platform\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 07\/27\/2016\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 168\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.40lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 8.00h x 5.25w x 0.36d","brand":"Mark J. Orr Cfp","offers":[{"title":"Paperback","offer_id":43985613422847,"sku":"9781535292788","price":7.55,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_371ef8aa-8c64-4233-8027-7b482348c805.jpg?v=1683278548","url":"https:\/\/www.whiterainbookhouse.com\/products\/retirement-income-planning-mark-j-orr-cfp-9781535292788","provider":"WR Book House","version":"1.0","type":"link"}