{"product_id":"searching-for-an-optimal-strategy-jason-dietrich-9781505309010","title":"Searching for an Optimal Strategy for Identifying Files to Review for Fair Lending Exams","description":"A manual review of applications is an important component of statistically modeled fair lending exams. How files to review are identified affect both resource allocation and reliability of conclusions.This study uses Monte Carlo simulation to compare how six outlier identification strategies perform at identifying disadvantaged applicants. The results show that the optimal strategy for minimizing cost and maximizing reliability of conclusions depends on the likelihood and severity of disadvantage. Further, none of the strategies are highly successful at identifying disadvantaged applicants or minimizing the number of non-disadvantaged applicants reviewed.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Jason Dietrich\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1505309018\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781505309010\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Createspace Independent Publishing Platform\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 12\/31\/2014\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 42\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.27lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 11.02h x 8.50w x 0.09d","brand":"Jason Dietrich","offers":[{"title":"Paperback","offer_id":48622989508863,"sku":"9781505309010","price":15.99,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/searching-for-an-optimal-strategy-jason-dietrich-9781505309010","provider":"WR Book House","version":"1.0","type":"link"}