{"product_id":"seller-financing-rhyshabh-shah-9798184944012","title":"Seller Financing: Buy Business with Zero Money","description":"Most buyers think they need cash. This book proves they don't.\u003cp\u003eSeller financing is how thousands of businesses change hands every year - quietly, without headlines, and without the buyer writing a check for the purchase price. The seller becomes the lender. The business pays for itself. The buyer steps into ownership of a real, cash-flowing operation from day one.\u003c\/p\u003e\u003cp\u003eAccording to BizBuySell's 2024 Annual Insight Report, \u003cb\u003e91% of business brokers consider seller financing critical to closing deals.\u003c\/b\u003e The IBBA reports it appears in the majority of small business transactions under $2 million. This is not a fringe strategy. It is the dominant financing structure in small business acquisition - and most aspiring owners have never heard of it.\u003c\/p\u003eWhat This Book Covers\u003cul\u003e\n\u003cli\u003eHow seller financing works - the mechanics, the promissory note, and the payment structures explained simply\u003c\/li\u003e\n\u003cli\u003eWhy sellers agree to it - including major tax advantages under IRS installment sale rules (IRC Section 453)\u003c\/li\u003e\n\u003cli\u003eWhich businesses to target - the specific financial characteristics that make any business ideal for a zero-down acquisition\u003c\/li\u003e\n\u003cli\u003eWhere to find deals - marketplaces, broker relationships, direct outreach, and off-market strategies most buyers never use\u003c\/li\u003e\n\u003cli\u003eHow to approach sellers - the conversations that build trust and open doors without sounding like a salesperson\u003c\/li\u003e\n\u003cli\u003eHow to analyze the numbers - SDE, EBITDA, cash flow stress tests, and deal structures that survive real-world conditions\u003c\/li\u003e\n\u003cli\u003eHow to negotiate, structure, and close - from letter of intent to final signature\u003c\/li\u003e\n\u003cli\u003eHow to transition into ownership - the 90-day plan that protects what you just bought\u003c\/li\u003e\n\u003c\/ul\u003eResearched. Verified. Practical.\u003cp\u003eEvery statistic is sourced from BizBuySell Annual Insight Reports, IBBA Market Pulse Surveys, Bureau of Labor Statistics data, IRS publications, SBA program guidelines, McKinsey research, and Pepperdine University's Private Capital Markets Project. No invented numbers. No recycled clichés.\u003c\/p\u003e\u003cp\u003eMcKinsey estimates over \u003cb\u003e1 million viable U.S. businesses are currently facing ownership transitions\u003c\/b\u003e as baby boomers retire - representing up to $5 trillion in enterprise value. Most have no succession plan. Many are open to creative deal structures. The opportunity is documented and real.\u003c\/p\u003e\u003cp\u003eIncludes a full bonus section: outreach scripts, pre-deal financial checklists, a 90-day transition action plan, a glossary of key terms, and a curated resources section.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eIf you have ever wanted to own a business but assumed you needed the money first, this book changes the equation.\u003c\/b\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Rhyshabh Shah\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798184944012\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 06\/30\/2026\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 134\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.42lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.29d","brand":"Rhyshabh Shah","offers":[{"title":"Paperback","offer_id":48874784391423,"sku":"9798184944012","price":9.99,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/seller-financing-rhyshabh-shah-9798184944012","provider":"WR Book House","version":"1.0","type":"link"}