{"product_id":"the-2026-way-to-buy-mike-baltazar-9798267149303","title":"The 2026 Way to Buy a Home in America: A Mortgage Book For Consumers","description":"\u003cp\u003e\u003cb\u003eThe Mortgage Playbook Banks \u0026amp; Retail Lenders Don't Want You to Read.\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eBuying a home is the biggest financial decision most Americans will ever make. Yet too many buyers are misled by marketing, pressured by commission-driven lenders, or denied opportunities they actually qualify for.\u003c\/p\u003e\u003cp\u003eIn \u003ci\u003eThe 2026 Way to Buy a Home in America\u003c\/i\u003e, mortgage broker and MBX Mortgage Team leader \u003cb\u003eMike Baltazar\u003c\/b\u003e pulls back the curtain on how the mortgage industry really works - and how consumers can protect themselves, unlock buying power, and make smarter financial choices.\u003c\/p\u003e\u003cp\u003eWith nearly 30 years of mortgage experience and access to 150+ lending partners nationwide, Mike shows you how to: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\u003cp\u003eSpot misleading \u003cb\u003erate quotes\u003c\/b\u003e and avoid being tricked by corporate lenders.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eProtect your credit score while shopping for the best mortgage.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eUse \u003cb\u003esoft-pull pre-approvals\u003c\/b\u003e to compare offers risk-free.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eUnlock buying power with creative programs - from assumable mortgages to investor-friendly loans.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eSave deals when other lenders fail, through second opinions and mid-transaction rescues.\u003c\/p\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cp\u003eLeverage home equity in retirement with \u003cb\u003ereverse mortgage strategies\u003c\/b\u003e that eliminate monthly payments and preserve savings.\u003c\/p\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003ePacked with \u003cb\u003ereal-life case studies\u003c\/b\u003e, this book reveals how families, investors, and retirees across America turned \"no\" into \"approved\" - and how you can, too.\u003c\/p\u003e\u003cp\u003eWhether you're a first-time buyer, a retiree planning for stability, a Realtor protecting your clients, or a financial advisor guiding wealth strategies, this book is your roadmap to clarity, protection, and empowerment in the mortgage process.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eDon't just take a loan. Take control!\u003c\/b\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Mike Baltazar\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798267149303\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 09\/25\/2025\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 60\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.21lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.12d","brand":"Mike Baltazar","offers":[{"title":"Paperback","offer_id":47425704427775,"sku":"9798267149303","price":8.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_abdf1966-9de3-4ce0-b431-74cb7b7e293b.jpg?v=1761541054","url":"https:\/\/www.whiterainbookhouse.com\/products\/the-2026-way-to-buy-mike-baltazar-9798267149303","provider":"WR Book House","version":"1.0","type":"link"}