{"product_id":"the-family-debt-reset-anthony-c-lumpkin-9781737144380","title":"The Family Debt Reset","description":"\u003cp\u003eYou already know you have a problem. You don't need another book to tell you that. You know it when your phone buzzes with a payment reminder and you swipe it away. You know it when you do the math on minimum payments and realize you'll be paying off a dinner from three years ago for another six years. You know it at 11:30 at night when the house is quiet and you open the banking app just to see if the number changed.\u003c\/p\u003e\u003cp\u003eYou don't need to be convinced that credit card debt is a problem. You need a plan that actually works for a household like yours.\u003c\/p\u003e\u003cp\u003eThe Family Debt Reset is the plan.\u003c\/p\u003e\u003cp\u003eBuilt around the 90-Day Family Debt Reset framework, this book walks you through three phases designed for real families with real stress, real arguments about money, and real bills that don't stop coming.\u003c\/p\u003e\u003cp\u003ePhase 1: Face It (Month 1)\u003c\/p\u003e\u003cp\u003eStop guessing. Build a complete picture of what you owe, what it costs you, and where your money actually goes. Then freeze the bleeding so the debt stops growing while you build the strategy.\u003c\/p\u003e\u003cp\u003ePhase 2: Fix It (Month 2)\u003c\/p\u003e\u003cp\u003eChoose your payoff method, snowball, avalanche, or hybrid. Find hundreds of dollars hiding in your current spending. Start earning extra income this month, not next year. And learn how to talk about money with your partner without it turning into a fight.\u003c\/p\u003e\u003cp\u003ePhase 3: Future-Proof It (Month 3)\u003c\/p\u003e\u003cp\u003eBuild the rules, safety nets, and habits that keep you from ending up back here. Create a family vision that fuels your discipline long after the motivation fades.\u003c\/p\u003e\u003cp\u003eWhat makes this book different: \u003c\/p\u003e\u003cp\u003eBuilt for couples and families, not individuals with spreadsheets\u003c\/p\u003e\u003cp\u003eIncludes the relationship chapter most debt books skip entirely\u003c\/p\u003e\u003cp\u003eAddresses earning more, not only spending less\u003c\/p\u003e\u003cp\u003eComes with a complete toolkit of worksheets, trackers, and planning templates\u003c\/p\u003e\u003cp\u003eRespects you enough to skip the shame and give you a real plan\u003c\/p\u003e\u003cp\u003eThis is not a guilt trip. This is not a lecture. This is a 90-day system for working households who want to pay off credit card debt, stop fighting about money, and start building the life that's been waiting on the other side.\u003c\/p\u003e\u003cp\u003eIncludes free downloadable toolkit with debt tracker, budget template, money leak audit, family money meeting guide, and more.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Anthony C. Lumpkin\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1737144387\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781737144380\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e ACL Publishing\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 03\/20\/2026\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 220\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.88lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.60d","brand":"Anthony C. Lumpkin","offers":[{"title":"Paperback","offer_id":48460406325503,"sku":"9781737144380","price":18.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_60828e74-7851-46d8-8b28-f7ccb539162b.jpg?v=1777414543","url":"https:\/\/www.whiterainbookhouse.com\/products\/the-family-debt-reset-anthony-c-lumpkin-9781737144380","provider":"WR Book House","version":"1.0","type":"link"}