{"product_id":"the-financial-diaries-jonathan-morduch-9780691172989","title":"The Financial Diaries: How American Families Cope in a World of Uncertainty","description":"\u003cp\u003e\u003cb\u003eWhat the financial diaries of working-class families reveal about economic stresses, why they happen, and what policies might reduce them\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eDeep within the American Dream lies the belief that hard work and steady saving will ensure a comfortable retirement and a better life for one's children. But in a nation experiencing unprecedented prosperity, even for many families who seem to be doing everything right, this ideal is still out of reach. \u003cp\u003e\u003c\/p\u003eIn \u003ci\u003eThe Financial Diaries\u003c\/i\u003e, Jonathan Morduch and Rachel Schneider draw on the groundbreaking U.S. Financial Diaries, which follow the lives of 235 low- and middle-income families as they navigate through a year. Through the Diaries, Morduch and Schneider challenge popular assumptions about how Americans earn, spend, borrow, and save--and they identify the true causes of distress and inequality for many working Americans. \u003cp\u003e\u003c\/p\u003eWe meet real people, ranging from a casino dealer to a street vendor to a tax preparer, who open up their lives and illustrate a world of financial uncertainty in which even limited financial success requires imaginative--and often costly--coping strategies. Morduch and Schneider detail what families are doing to help themselves and describe new policies and technologies that will improve stability for those who need it most. \u003cp\u003e\u003c\/p\u003eCombining hard facts with personal stories, \u003ci\u003eThe Financial Diaries \u003c\/i\u003epresents an unparalleled inside look at the economic stresses of today's families and offers powerful, fresh ideas for solving them.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Jonathan Morduch, Rachel Schneider\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 0691172986\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9780691172989\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Princeton University Press\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 04\/04\/2017\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 248\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Hardcover\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 1.10lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.30h x 6.40w x 1.00d\u003cbr\u003e\u003cbr\u003e\u003cb\u003eReview Citation(s): \u003c\/b\u003e\u003cbr\u003e\u003ci\u003ePublishers Weekly\u003c\/i\u003e 02\/27\/2017\u003cbr\u003e\u003ci\u003eChoice\u003c\/i\u003e 08\/01\/2017","brand":"Jonathan Morduch","offers":[{"title":"Hardcover","offer_id":43981104808191,"sku":"9780691172989","price":27.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_803a4a2f-657d-4edd-949f-b34ebf40925c.jpg?v=1683253681","url":"https:\/\/www.whiterainbookhouse.com\/products\/the-financial-diaries-jonathan-morduch-9780691172989","provider":"WR Book House","version":"1.0","type":"link"}