{"product_id":"the-wealth-blueprint-malvin-gandhi-9798195332846","title":"The Wealth Blueprint","description":"\u003cb\u003eTHE WEALTH BLUEPRINT\u003c\/b\u003e \u003cp\u003e\u003c\/p\u003e\u003cb\u003eA Complete Financial Education for the 18-35 Generation\u003c\/b\u003e \u003cp\u003e\u003c\/p\u003e\u003cb\u003eThe Course They Never Gave You.\u003c\/b\u003e \u003cp\u003e\u003c\/p\u003eSomewhere between algebra class and your first paycheck, the most important subject was left out. You were taught to solve for \u003ci\u003ex\u003c\/i\u003e but never how to calculate the true cost of debt, why your savings are quietly losing purchasing power, or how a single purchase decision today can cost you over $200,000 by retirement. \u003cp\u003e\u003c\/p\u003eThis is the world's most expensive missing curriculum, and it is costing an entire generation millions. \u003cp\u003e\u003c\/p\u003e\u003cb\u003eTHE WEALTH BLUEPRINT\u003c\/b\u003e is written for the 18-to-35-year-old who is tired of feeling like money is something that happens to them rather than something they control. Forget the restrictive, guilt-driven budgets. This book is not about a joyless, monk-like existence; it is about intentional spending to achieve financial freedom. \u003cp\u003e\u003c\/p\u003eInside, you will get a clear, step-by-step roadmap to building unstoppable financial momentum: \u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eDefuse the Consumer Trap: \u003c\/b\u003e Learn the \"Upgrade Illusion\" and the specific depreciation math that silently transfers your wealth to corporations through constant car and smartphone replacement cycles.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eBuild the Foundation: \u003c\/b\u003e Escape the silent tax of inflation, build your financial immune system with a High-Yield Savings Account, and use the 28\/36 Rule to make housing decisions that accelerate-not destroy-your wealth.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eMaster the Engine Room: \u003c\/b\u003e Understand why the wealthy do not pick individual stocks. Harness the power of compound interest and discover the simple, low-cost Index Funds and ETFs that consistently outperform most professional fund managers over decades.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eOptimize for the Long Term: \u003c\/b\u003e Uncover the secrets to maximum tax efficiency by mastering the Three Tax Funnels-especially the HSA's triple-tax advantage and the power of the Roth IRA for young earners. Then, use the 4% Rule to calculate your exact Financial Freedom Number and protect your gains against \"Lifestyle Creep\".\u003c\/li\u003e\n\u003c\/ul\u003eYour financial future is not determined by your income. It is determined by your decisions. This book gives you the mathematical and behavioral framework to start making better ones, today. \u003cp\u003e\u003c\/p\u003e\u003cb\u003eStop earning a living. Start accumulating wealth.\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Malvin Gandhi\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798195332846\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 12\/01\/2025\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 92\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.70lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 11.00h x 8.50w x 0.24d","brand":"Malvin Gandhi","offers":[{"title":"Paperback","offer_id":48874656956671,"sku":"9798195332846","price":23.0,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/the-wealth-blueprint-malvin-gandhi-9798195332846","provider":"WR Book House","version":"1.0","type":"link"}