{"product_id":"where-to-spend-where-to-danny-kofke-9798893740554","title":"Where to Spend, Where to Save: A Teacher's Guide to Managing Your Finances (a Teacher's Financial Blueprint)","description":"\u003cp\u003eAuthor Danny Kofke provides practical tips on budgeting, saving, and spending wisely. This practical guide walks readers through foundational steps--from structuring a working budget to planning to buy a home--to help build savings, improve credit, and knock out debt. With advice on loans, insurance, and retirement, this is the go-to guide for educators to build lasting financial success. \u003c\/p\u003e \u003cbr\u003e\u003cb\u003eBeginning K-12 teachers can use this book to: \u003c\/b\u003e \u003cul\u003e \u003cli\u003eCreate a working budget to facilitate comfortable living on a limited salary\u003c\/li\u003e \u003cli\u003eUnderstand how their credit score impacts their finances and how they can improve their score\u003c\/li\u003e \u003cli\u003eDevelop effective savings to accomplish long- and short-term financial goals\u003c\/li\u003e \u003cli\u003eStrategize to reduce student loan debt without compromising necessary cash flow\u003c\/li\u003e \u003cli\u003ePlan more effectively for major future investments and significant life events\u003c\/li\u003e\n\u003c\/ul\u003e \u003cbr\u003e\u003cb\u003eContents: \u003c\/b\u003e \u003cbr\u003eIntroduction \u003cbr\u003eChapter 1: Budget on a Teacher's Salary \u003cbr\u003eChapter 2: Save More in the Short and Long Term \u003cbr\u003eChapter 3: Spend Less \u003cbr\u003eChapter 4: Protect What Matters \u003cbr\u003eChapter 5: Understand Your Credit Score \u003cbr\u003eChapter 6: Eliminate Your Debt \u003cbr\u003eChapter 7: Understand How to Buy a House and Manage a Mortgage \u003cbr\u003eChapter 8: Plan Your Legacy \u003cbr\u003eConclusion: What Really Matters \u003cbr\u003eReferences \u003cbr\u003eIndex\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Danny Kofke\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798893740554\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Solution Tree\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 09\/15\/2025\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 184\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback","brand":"Danny Kofke","offers":[{"title":"Paperback","offer_id":48454196723967,"sku":"9798893740554","price":45.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0662\/2982\/9887\/files\/img_495451af-46af-4a3d-8262-6835e6e93585.jpg?v=1777304750","url":"https:\/\/www.whiterainbookhouse.com\/products\/where-to-spend-where-to-danny-kofke-9798893740554","provider":"WR Book House","version":"1.0","type":"link"}