{"product_id":"your-first-ten-money-decisions-m-shezi-9781066580996","title":"Your First Ten Money Decisions: Paychecks, Credit, Rent and Investing Without Costly Mistakes","description":"\u003cp\u003e\u003cstrong\u003eYour first paycheck should not come with ten expensive lessons.\u003c\/strong\u003e\u003c\/p\u003e \u003cp\u003eThe first years of earning bring decisions that can shape your finances for years: which bank account to open, what your pay stub actually means, whether to get a credit card, how much rent you can afford, what to do about student loans, and whether you are ready to invest.\u003c\/p\u003e \u003cp\u003eYour First Ten Money Decisions turns those moments into a clear visual system. Instead of overwhelming you with everything there is to know about money, it helps you make the next decision in front of you-then shows you when to review it.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eInside, you will learn how to: \u003c\/strong\u003e\u003c\/p\u003e \u003cp\u003eread a paycheck before changing your deductions\u003c\/p\u003e \u003cp\u003echoose bank accounts without getting trapped by avoidable fees\u003c\/p\u003e \u003cp\u003eroute income into spending, bills, a cash buffer and future goals\u003c\/p\u003e \u003cp\u003euse a first credit card without letting it use you\u003c\/p\u003e \u003cp\u003etest whether an apartment or car is truly affordable\u003c\/p\u003e \u003cp\u003emake sense of federal student-loan choices\u003c\/p\u003e \u003cp\u003echoose the insurance you need now-not every policy someone wants to sell you\u003c\/p\u003e \u003cp\u003estart investing with simple, verifiable principles\u003c\/p\u003e \u003cp\u003erecognize scams before urgency overrides judgment\u003c\/p\u003e \u003cp\u003eFollow Maya, a 22-year-old beginning her first salaried job, through consistent worked examples. Use the visual guides, decision cards and 20 worksheets with your own numbers. Return to each decision when its review trigger appears-a raise, a move, a fee, a lease renewal or a rule change.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eOne decision. One action. One review trigger.\u003c\/strong\u003e\u003c\/p\u003e \u003cp\u003eYou do not need to become obsessed with money. You need to make these ten decisions on purpose instead of by default.\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e M. Shezi\u003cbr\u003e\u003cb\u003eISBN-10:\u003c\/b\u003e 1066580995\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9781066580996\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Publishdrive\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 08\/03\/2026\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 172\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.52lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.37d","brand":"M. Shezi","offers":[{"title":"Paperback","offer_id":50666050453759,"sku":"9781066580996","price":16.99,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/your-first-ten-money-decisions-m-shezi-9781066580996","provider":"WR Book House","version":"1.0","type":"link"}