{"product_id":"zero-financial-knowledge-202627-darren-sterling-9798259225398","title":"Zero Financial Knowledge 2026\/27: From Zero Financial Knowledge to Financial Confidence","description":"\u003cp\u003eZero: Financial Knowledge is the UK personal finance education you were never given. Written for anyone - from first-job starters to mid-career professionals - this book covers everything the education system left out: payslips, tax, pensions, mortgages, savings, insurance, investing, wills, and digital legacy planning.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eUpdated for the 2026\/27 tax year\u003c\/b\u003e with the latest thresholds, rates, and the new household-based Child Benefit rules.\u003c\/p\u003e\u003cp\u003eWhat you'll learn: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eHow your payslip actually works - and the tax traps most people don't see\u003c\/li\u003e\n\u003cli\u003eWhy starting a pension 10 years earlier can double your retirement pot\u003c\/li\u003e\n\u003cli\u003eHow to start a pension for a child from birth - and turn modest contributions into hundreds of thousands\u003c\/li\u003e\n\u003cli\u003eMortgage strategies that could save you tens of thousands in interest\u003c\/li\u003e\n\u003cli\u003eISAs, Premium Bonds, shares, ETFs, gold - explained from scratch\u003c\/li\u003e\n\u003cli\u003eThe digital legacy problem nobody talks about - and how to solve it\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eThis isn't financial advice. It's financial education - the kind a knowledgeable friend would give you over coffee. Real stories, real numbers, no jargon.\u003c\/p\u003e\u003cp\u003eIncludes references to the free Zero companion app with 31 financial calculators.\u003c\/p\u003e\u003cp\u003e\u003ci\u003eBy Darren Sterling - not a financial adviser, just someone who wishes he'd known all this sooner.\u003c\/i\u003e\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Darren Sterling\u003cbr\u003e\u003cb\u003eISBN-13:\u003c\/b\u003e 9798259225398\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Independently Published\u003cbr\u003e\u003cb\u003eLanguage:\u003c\/b\u003e English\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 04\/28\/2026\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 230\u003cbr\u003e\u003cb\u003eFormat:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.69lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.48d","brand":"Darren Sterling","offers":[{"title":"Paperback","offer_id":49173001535743,"sku":"9798259225398","price":13.52,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.whiterainbookhouse.com\/products\/zero-financial-knowledge-202627-darren-sterling-9798259225398","provider":"WR Book House","version":"1.0","type":"link"}