Crush Debt Now!: Pay off debt, fight collection lawsuits, negotiate and settle your debts using 3-step strategy to be debt free (Paperback) (ISBN-13: 9798577027728)

Do you have excessive debts with no idea how you will pay them off? Are you being pursued by your creditors, receiving aggressive phone calls from debt collectors, and letters demanding payment? Are your lenders threatening you with court action and garnishing your wages?

15% of Americans said that they had been pursued by a debt collector, according to a report by the Consumer Financial Protection bureau in 2017 1]. Only one in four of these attended the court hearing. In all the other cases, it is almost certain the collectors will have benefited from default decisions in their favor. A judgment that would allow the debt collector to garnish wages or sequester other assets.

If any of these situations apply to you, this book provides the solutions. Using the 3 step negotiating strategy in this book is a proven approach for drastic debt reductions for people of all different backgrounds and income levels. One extreme case involved restructuring and renegotiating over $190,000 of unsecured debt and loans, for a fraction of that value.

By reading this book, you will discover

• How to negotiate with your creditors - and win
• What to do if your creditors attempt to sequester your assets or wages.
• Learn about the legal processes and how to fight or stop the process.
• How to fight debt collections calls.
• When not to use loan consolidation and why these are frequently scam attacks
• Understand your debts, how and why they are draining your health and wealth.
• Discover if your debt is unsustainable.
• Save money on all different types of debt including utilities, taxes, mortgages, rent, vehicle loans, student debt, credit cards, and other loans
• How and when to use nuclear options of bankruptcy and insolvency.

This book was created to help you with serious and chronic debt problems. It is not aimed at those who are a few thousand dollars in debt who want to pay down their debts, and need to manage their budget better, and create savings. This is the topic of our first book in the Personal Finance Wizard series "Perpetually broke: living beyond your income". "Crush Debt Now" is intended for debtors with unsustainable and severe financial issues, where some or all of the debt is already delinquent.

Tom Cromwell has drawn on a wealth of practical and commercial financial experience in writing this series of books on personal finance. He shared an upbringing that showed the value of every penny earned or spent but also learned that many other people, even those earning good salaries, have an uncomfortable relationship with money. He can show you how it possible to rise, phoenix-like, from almost any situation, however desperate it may seem.

In this book, we will cover practical examples and give advice to dramatically reduce the burden of your unsustainable debts, and bring back sanity to your finances. When you follow the step-by-step guide for all types of personal debts, then you can expect to save thousands or even tens of thousands (of dollars) in repayments. You can crush your outstanding debt and be completely free and become financially solvent within a year.

Your debts are growing every day, start reading before your situation spirals beyond redemption, and decisions are out of your hands. This book contains all the information that you will need to resolve your situation and sets out clearly and concisely how to tackle each problem.

Accept the need to act, scroll up, and hit the "BUY NOW" button.