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This book includes empirical and theoretical original papers written by researchers from different countries and universities. The target audience of this book is researchers, students and academics interested in business, economics and education.
Seda Bayrakdar is an Associate Professor at Kirikkale University, Turkiye. She teaches
macroeconomics in post graduate and PhD programmes. Her research interests
include macroeconomics, energy economics, and public finance.
Patrycja Chodnicka-Jaworska is a researcher at the University of Warsaw and the
Director of the Risk and Finance Management Center at the University of Warsaw.
She teaches subjects related to banking, financial economics, and risk management.
Her research interests include risk estimation, credit ratings, and ESG investing
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