Optimal Down Payment: The Long-Term Home Loan Cost and Risk Minimization Model: A Consumer's Guide to Determining an Optimal Down Payment fo (Paperback) (ISBN-13: 9781732286603)

"Optimal Down Payment" is the first book solely dedicated to helping millions of consumers (both home and investment buyers) determine an optimal down payment on a real estate purchase based on a new and innovative economic theory called the "Long-Term Home Loan Cost and Risk Minimization Model."

After reading this book, readers will learn how to: 1) Determine an affordable home price; 2) Calculate an ideal down payment for a fixed-rate mortgage loan, which maximizes long-term interest-cost savings with the least financial risk; and 3) Develop a low-risk plan for paying off a mortgage early without necessarily having to make additional monthly payments to a mortgage bill.

This book is short and concise to help busy home buyers make a well-informed borrowing decision in a short time frame. What's more, it offers great learning material for students studying economics and finance; and professors looking to connect abstract economic concepts to real life applications.

The Long-Term Home Loan Cost and Risk Minimization Model was first written and unveiled in this book and is intended to pave a path for greater consumer empowerment.

Author: Kenneth H. Franco-Hernandez
ISBN-10: 1732286604
ISBN-13: 9781732286603
Publisher: Kenneth H. Franco-Hernandez
Language: English
Published: 06/22/2018
Pages: 54
Format: Paperback
Weight: 0.28lbs
Size: 10.00h x 8.00w x 0.11d