The General Theory of Kiwicredit and A New Monetary Channel: The Flaw of Money and the Myth of Permanence (Paperback) (ISBN-13: 9798244428995)

Why does the supermarket trolley feel lighter, while the bill gets heavier?

It feels like an invisible force is dragging you backward, no matter how hard you work or save. This isn't just inflation-it is a design flaw in the money itself.

The General Theory of KC looks at our economy through the lens of physics, not politics. It argues that our current financial system violates the basic laws of thermodynamics, creating a "slope" that makes it impossible for ordinary effort to catch up with asset growth.

This book is a diagnostic manual for a broken system. It offers a blueprint for a new operating system where the economy serves real life, rather than assets. It's about building guardrails to prevent the structure from fracturing-protecting the vulnerable, not out of charity, but because a system that crushes its foundation cannot stand.