The Scam-Proof Senior: How to Recognize and Refuse the Top 25 Scams Targeting People Over 65 (Paperback) (ISBN-13: 9798198237759)

Every year, Americans over the age of sixty-five lose more than three billion dollars to fraud. They are targeted not because they are foolish - they are not - but because they represent the largest concentration of personal wealth in the country, and because the people running these scams are professionals with scripts, scripts, and years of practice.

"The Scam-Proof Senior: How to Recognize and Refuse the Top 25 Scams Targeting People Over 65" is the most comprehensive and practical guide available for protecting yourself and the people you love from elder financial fraud. Written specifically for adults over sixty-five, this book delivers what general consumer protection guides do not: word-for-word scripts, specific recognition markers, real-time response strategies, and a complete personal protection system you can put in place this week.

Inside, you will find: the psychology behind every fraud - why smart, experienced people get scammed and why it is never their fault; the six emotional triggers that every scammer deploys, regardless of the specific con; detailed profiles of all 25 most common scams targeting seniors, including IRS arrest threats, Social Security suspension calls, Medicare fraud, romance scams, grandparent scams, tech support fraud, fake checks, lottery scams, phishing emails, text message fraud, investment schemes, deed fraud, and more; exact scripts and word-for-word transcripts so you can recognize a scam the moment it begins; the callback rule and five other practical defense tools you can use every day; a step-by-step guide to what to do if a scam has already succeeded; how to have the conversation with family members - and how family members can raise the topic with a loved one without triggering defensiveness; and a complete personal anti-scam system including a reference card, monthly review routine, and phone protection setup.

This book is not about making you afraid. It is about making you capable. There is an important difference, and this book is firmly on the side of capability. If you are over sixty-five, or if you love someone who is, this is the book to read, to keep near the phone, and to share.