Warm Water: A Collection of Memories (Paperback) (ISBN-13: 9781546240457)

Tim Richards is a former Program 60 Ohio State student and began his sunset years education at Cleveland State University in 2005, while still employed. In 2000 he earned a master of financial services degree from the American College, Bryn Mawr, Pennsylvania. Following a thirty-four-year career in the insurance business on Clevelands west side, he retired in 2008 and focused his field of study in the arts: creative writing, poetry, screen/playwriting, motion picture film and digital photography. With an associate of arts degree in photography from Los Angeles City College, Tim worked for six years as a commercial photographer prior to becoming an insurance agent. He served in the United States Army (Germany) from 1961-64 as section chief, artillery fire direction, and lives in Olmsted Twp., Ohio, with his artist wife, Betz. They have been married for more than thirty years and have two children and eight grandchildren.