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Who Will Buy This? - A Valuer's Perspective on Risk, Exit, and Lending Valuation offers a rare glimpse into the world behind housing finance and property valuation in India.
Drawing on years of field experience, Nikhil Singh Jamwal explores the hidden realities of collateral, mortgage markets, borrower behaviour, and the neighbourhoods that ultimately determine value. Through real stories and practical insights, he reveals why valuation is about far more than buildings and square feet-it is about understanding people, risk, and marketability.
For valuers, bankers, civil engineers, housing finance professionals, and anyone curious about how property markets truly work, this book offers lessons rarely found in textbooks.
Because the most important lessons about value are often learned not in boardrooms, but on the street.
"Nothing in valuation fails suddenly. It bends slowly. And every time we choose comfort over truth, we become part of the bend."
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